Medicare Essentials

What every adult needs to know before they turn 65 — and what to do if you’ve already missed something

Category: Planning & Retirement
Ideal for: Community centers, libraries, senior groups, pre-retirees, adult education programs
Length: 30–60 minutes, flexible

Whether you’re approaching age 65, already enrolled in Medicare, or helping a loved one navigate their options, this session delivers clear answers to common (and uncommon) questions. We’ll walk through the most important parts of Medicare — without overwhelming jargon or high-pressure sales pitches.

You’ll walk away informed, less anxious, and more empowered to take action. You’ll understand your next steps and how to avoid common mistakes that lead to unnecessary expenses or coverage gaps. Many people leave saying, “This finally makes sense.”

Medicare is complicated. But it doesn’t have to be confusing.

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  • The four parts of Medicare — What A, B, C, and D each really cover
  • Medicare Advantage vs. Medigap — the key trade-offs explained
  • When to enroll — and how to avoid costly penalties
  • Prescription coverage pitfalls — and the out-of-pocket costs no one tells you about
  • Where to turn for trusted, real-life Medicare guidance
  • Adults approaching age 65
  • Adults under 65 who qualify for Medicare due to disability or health conditions
  • Caregivers helping loved ones make Medicare decisions
  • Anyone feeling overwhelmed by Medicare’s complexity and fine print

Medicare decisions have long-term financial and health consequences. Yet most people are unprepared or misinformed. This talk gives attendees the foundation they need to make smart, confident, and cost-aware choices—without pressure or jargon. 

This talk is designed to be accessible, engaging, and informative in any setting — whether you’re hosting a formal educational workshop or a casual community gathering.

Ideal venues include:

  • Libraries or civic centers
  • Church fellowship halls
  • Senior living communities
  • Community clubs or meeting rooms
  • Workplace retirement workshops

All I need is a quiet space, a place to project slides (optional), and a group of people ready to learn. I tailor the delivery style to fit your audience’s comfort level and questions.

Let’s make Medicare easier to understand and less frustrating to face.

Click below to check my availability or to request this presentation.

Disclaimer: 
Steven is not affiliated with Medicare or any government agency. This presentation is for educational purposes only and does not include plan-specific or sales-related content.  The information shared in this lecture and in any accompanying handouts or workbooks is believed to be accurate and current at the time of development. However, laws, regulations, and financial data can change quickly, and no guarantee is made that all information remains up to date.